I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.
Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.
So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.
I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.
Usually you can ask to reverse an overdraft fee as long as it’s not often. It’s humiliating but has worked for me in the past. Good luck.
My bank offers 3 overdraft fee reversals per 12 month period, they just don’t advertise it. OP, you should def call and ask